Accounting Tools
Should I refinance my mortgage? How much do I need to save for my child’s college education? As accounting professionals, these are some of the questions that are posed to us on a daily basis. We are providing these interactive financial calculators and other tools to assist you with some of the day-to-day questions and concerns that may arise. While these financial tools are not a substitute for financial advice from a qualified professional, they can be used as a starting point in your decision making process.
Auto
Car Loan Calculator
Determine your car loan payment based on your purchase price or find out how much you can buy based on your monthly payment.Home Equity Loan vs. Auto Loan
Use this calculator to determine if a home equity loan makes sense for your next automobile purchase.Lease vs. Buy
Should you lease your next automobile or finance it? Find out with this calculator!
Business
Breakeven Analysis
Find out how many and what price you must sell your product at to make a profit.Equipment Buy vs. Lease
Should you lease your equipment or finance it? Find out with this calculator!
Debit & Credit Cards
Credit Card Pay Off
Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.
Insurance
Life Insurance Calculator
Find out how much life insurance you really need!
Loan
Alternative Payment Frequencies
Use this calculator to determine your payment or loan amount for different payment frequencies.Amortizing Loan Calculator
Enter your desired payment – and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!Loan & Credit Line Payment
This calculator helps determine your loan or credit line payment.
Mortgage
Mortgage Loan Calculator
Use this calculator to determine your monthly payment and amortization schedule.Mortgage Payoff
Save thousands of dollars in interest by increasing your monthly mortgage payment.Mortgage Points Calculator
Should you buy points? Use this calculator to find out.Mortgage Refinance Break Even
Should you refinance your mortgage? Use this calculator to determine when you will break even.Refinance Interest Savings
Use this calculator to see how much interest you can save by refinancing your mortgage!
Personal Finance
Checkbook Balancer
Balance your checkbook with this quick and easy calculator.Home Budget Analysis
Analyze your budget, see where your money goes and find out where you can improve!Tax Notebook Organizer
Contact HM&M to set up your personal account information to login and download the tax notebook if needed.
Personal Finance
Retirement Pension Planner
Plan your retirement with a company pension, find out if you are on track – and learn how to stay there.Retirement Planner
Quickly determine if your retirement plan is on track – and learn how to keep it there.Roth IRA Calculator
Use this calculator to compare the Roth IRA to an ordinary taxable investment.Roth IRA Conversion
This calculator will show the advantage, if any, of converting your IRA to a Roth.Roth IRA vs. Traditional IRA
Use this calculator to determine which IRA may be right for you.Social Security Benefits
Use this calculator to estimate your Social Security benefits.Traditional IRA Calculator
How can contributing to a regular IRA help you in your retirement?
Savings
College Savings
Use this calculator to help develop or fine tune your education savings plan.Cool Million
Find out when your savings plan may make you a millionaire!Savings Goals
What will it take to reach your savings goal? This financial calculator helps you find out.